Welcome to the Foreclosure Prevention & Intervention Task Force website. We hope that the information found here will assist you in finding the help you need to prevent a foreclosure sale. Fifty percent of all foreclosures can be prevented by calling and working out terms with your mortgage company. Contact your mortgage company and ask to speak to their Loss Mitigation Department.

Homeownership preservation is a top priority, and helping homeowners avoid a foreclosure sale is extremely important. Ohio currently has the unfortunate distinction of having the highest mortgage foreclosure rate in the United States, and Lucas County shares in that distinction. This is due in part to a number of issues, including delinquent real estate taxes, loss of employment, medical emergency, and predatory lending practice. The high rate of foreclosures we are experiencing in Lucas County goes directly against efforts to improve the quality of life for our residents. Lucas County is fighting back. The Lucas County Commissioners office has joined forces with the Lucas County Treasurer, the Lucas County Clerk of Courts, and other community agencies in forming the FORECLOSURE PREVENTION & INTERVENTION TASK FORCE to assist homeowners who are at risk of losing their homes to foreclosure.

Please know that the best thing you can do is to STAY IN YOUR HOME! Do not move out of your house, and as you work through the foreclosure process, assistance is available to you. Whether you are in need of assistance with loan or foreclosure counseling or help getting out of a predatory loan, we can get you help.

The Lucas County Foreclosure Prevention & Intervention program consists of free services offered through the Fair Housing Center, the Northwest Ohio Development Agency (NODA), and Neighborhood Housing Services (NHS). In addition, the Lucas County Treasurer’s office offers a Tax Installment Plan for homeowner occupied residential property, and low interest loans are available through Neighborhood Housing Services and the Northwest Ohio Development Agency to bring severely delinquent property taxes current.

The Fair Housing Center, the Northwest Ohio Development Agency, and Neighborhood Housing Services are all non-profit organizations serving the citizens of Lucas County. For counseling services on foreclosure prevention, contact one of our non-profit partners, or call toll free 1-888-995-HOPE. Thank you for taking the time to visit our website, and we hope that the information contained therein has been helpful.

We want to work together to keep you in your home.

Sincerely,